A message to our valued customers regarding COVID-19

Service and Parts are open to service your vehicle Monday – Friday: 8:00am to 5:00pm and Saturdays from 8:00am to 12:00pm. Rental vehicles available at our location.
To schedule your service appointment, please call for details: 702-946-1000 or email at blairp@jimmarshauto.com.

Sales are available curbside and in-store by appointment. We are avidly following all local government guidelines. A mask is required.

What Does Gap Insurance Cover? | Jim Marsh Kia

filling out an application

What is Gap Insurance?

When you decide to bring a new car home to Henderson, you have an array of features, trims, packages, and purchase options to consider. Additionally, you will have to discern which insurance coverage plans you want. One of the available insurance options that can be valuable for new-car buyers is gap insurance. So, what does gap insurance do? The simplest explanation is that this plan covers the ‘gap’ between the true cash value and the amount owed on a car in the event of an accident.

Still wondering what does gap insurance cover? Learn more about this optional insurance plan and how it can benefit your Boulder City commute with the auto experts at Jim Marsh Kia today!

What Does Gap Insurance Cover?

What does gap insurance cover? Gap insurance offers protection for a variety of vehicle-related issues. It is important to keep in mind that gap insurance offers vehicle coverage but does not protect against property damage, bodily injuries, or negligence. With that in mind, here is a breakdown of gap insurance to bring peace of mind to your Pahrump travels:

Gap Insurance Covers:

  • Theft
  • Fire
  • Vandalism
  • Accident
  • Acts of nature (tornado, hurricane, flood, etc.)

Gap Insurance Does NOT Cover:

  • Deductible (though some gap insurance policies allow this)
  • Engine failures and other mechanical repairs/malfunctions
  • Death
  • Extended warranties

The most important thing to remember when asking, “What does gap insurance do,” is that it is designed to cover total loss in the event of an accident. Although it may add a minor monthly cost, it can be invaluable in the unfortunate event of a major collision.

Do I Need Gap Insurance?

The short answer is no. No driver is required to purchase gap insurance. However, our financial experts highly recommend purchasing gap insurance to go along with your new car. Gap insurance can be incredibly beneficial in the long run and can help you save money if you are faced with a catastrophic accident. Our finance team can help you go over the cost of ownership and our payment calculator can help you set a comfortable budget and see if gap insurance is right for you.

Explore All Insurance and Finance Options at Jim Marsh Kia

Now that you can answer the question, “What does gap insurance do,” you are ready to shop like a pro! Whether you are ready to buy or still want to browse, it is prudent to consider the cost of insurance, maintenance, and automotive upkeep when budgeting for your new ride. Contact us today if you have any questions regarding gap insurance or any other car buying concern. Our team will help you find the perfect model and coverage to suit your budget and lifestyle. Come shop with us in Las Vegas today! Looking to learn more about the car buying process? Discern if you should buy or lease with our finance experts.

More From Jim Marsh Kia

  • 2020 Kia Soul Interior

    The 2020 Kia Soul has been a hit with Henderson and Boulder City drivers for its versatile performance and terrific features, but how does it feel in the driver’s seat? The Kia Soul interior is spacious, stylish, and packed with premium amenities. So whether you’re looking for a high-tech commuter car or a comfortable family vehicle,…

  • What is the Kia Sorento Towing Capacity?

    Looking for a midsize SUV with the versatility to navigate Henderson traffic as easily as it can help you hit the road for some much-needed R&R? The 2020 Kia Sorento tow package delivers a max towing capacity of 5,000 pounds — more than enough to tow a motorized boat or mid-size trailer. Keep reading for…

  • 2020 Kia Sportage Safety Ratings

    If you’re looking for a reliable, efficient, and safe new SUV, the 2020 Kia Sportage was designed for you. We know safety is a top priority for every driver whether you’re commuting to work in Henderson or taking the kids to school in Boulder City. Kia safety ratings are strong across the entire lineup and offer…

Saved Vehicles ×


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us ×


Call Now

8555 W Centennial Pkwy • Las Vegas, NV 89149

Get Directions

Today's Hours:

Open Today! Sales: 8am-8pm

Open Today! Service: 7am-5pm

Open Today! Parts: 8am-5pm

Jim Marsh Kia

8555 W Centennial Pkwy Las Vegas, NV

Phone: 866-534-7285



Phone: 855-882-1490

8555 W Centennial Pkwy Las Vegas, NV


Phone: 866-534-7285

8555 W Centennial Pkwy Las Vegas, NV


Phone: 866-521-6618

8555 W Centennial Pkwy Las Vegas, NV
36.276570 -115.281520
Jim Marsh Kia 36.276570, -115.281520.